Disclosures

• Business Account Disclosure
• Certificate of Deposit Disclosure
• Personal Accounts Disclosure
• Substitute Check Policy Disclosure 
• Electronic Funds Transfer (Reg. E)
• Availability of Funds (Reg. CC)
• Privacy Disclosure
• Security Disclosure

Prime Alliance Bank is participating in the FDIC's Transaction Account Guarantee Program.  Under this program, through December 31, 2013, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.