Overdraft Line of Credit

Enjoy the confidence and financial control that an Overdraft Line of Credit can provide to your checking account. Rather than stressing about returned checks and fees, keep your account in good standing by signing up today for an Overdraft Line of Credit.

How does an Overdraft Line of Credit work?

If your checking account runs short of available funds to cover checks or other debit transactions, the Overdraft Line of Credit automatically advances funds from your linked credit account to your checking account to cover those debit items up to your credit limit.

How to get started

1. Open a checking account. Click Here for checking account information.
2. Fill out an Overdraft Line of Credit Application. Click Here for a Debit Card & Line of Credit Application.
3. Submit application to the Loan Production Department or to a New Accounts Representative. Credit limit and approval are subject to credit rating.

If you have other questions, please call (801) 296-2200.