Personal Solutions - Checking Accounts

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PERSONAL CHECKING

Alliance Checking
Personal Prime Checking with Interest
Premium Prime Checking with Interest
Health Savings Account

Alliance Checking

This is our basic checking account.

Customer must deposit $50.00 to open this account.
This account is non-interest bearing.
No minimum balance is required.
Customers may withdraw 50 items per statement cycle.
For each withdrawn item over 50, a service charge of $0.25 per item will be assessed.

Personal Prime Checking with Interest

This account is designed to earn a little extra interest for a higher maintained balance. Customer must deposit $50.00 to open this account.

This account is an interest bearing account.
A minimum balance of $500.00 or an average balance of $1,000.00 must be maintained in order to avoid a $5.00 monthly service charge.
This account has unlimited check writing.

Premium Prime Checking with Interest

This is a special account with special incentives for those who have multiple products with Prime Alliance Bank and who maintain a high balance. This is a favorite among those 55 years and older.

Customer must deposit $50.00 to open this account.
This account is an interest bearing account.
A minimum balance of $1,000.00 or an average balance of $1,500.00 in this account alone, or a combined balance among the multiple accounts of $5,000.00, must be maintained in order to avoid a $5.00 monthly service charge.
The service charge associated with this account will be waived for those 55 years of age and older.
Customers are eligible for free Money Order Checks, Cashier’s Checks, and Traveler’s Checks.
Customers qualify for free wallet style image checks.
This account has unlimited check writing.

Health Savings Account

This account is for those interested in opening a cafeteria plan to assist with medical expenses.

Customer must deposit $50.00 to open this account.
This is an interest bearing account.
There is no minimum balance to maintain.
There are no service charges associated with this account.
This account charges $2.50 for each charge back item.
Consult with a tax advisor for eligibility requirements.

Personal Checking Accounts

TYPE	MINIMUM BALANCE	ANNUAL RATE	APY
Prime Checking	Under $1000	0.25%	0.25%
	$1,000	0.25%	0.25%
	$20,000	0.25%	0.25%
	$100,000	0.30%	0.30%
	$250,000	0.25%	0.25%
Premium Prime Checking	Under $1,000	0.25%	0.25%
	$1,000	0.25%	0.25%
	$20,000	0.30%	0.30%
	$100,000	0.30%	0.30%
	$250,000	0.25%	0.25%

Click Here to compare all of our deposit account rates.