PERSONAL CHECKING

Alliance Checking

This is our basic checking account.

• Customer must deposit $50.00 to open this account.
• This account is non-interest bearing.
• No minimum balance is required.
• Customers may withdraw 50 items per statement cycle.
• For each withdrawn item over 50, a service charge of $0.25 per item will be assessed.

Personal Prime Checking with Interest

This account is designed to earn a little extra interest for a higher maintained balance. Customer must deposit $50.00 to open this account. 

• This account is an interest bearing account.
• A minimum balance of $500.00 or an average balance of $1,000.00 must be maintained in order to avoid a $5.00 monthly service charge.
• This account has unlimited check writing.

Premium Prime Checking with Interest

This is a special account with special incentives for those who have multiple products with Prime Alliance Bank and who maintain a high balance. This is a favorite among those 55 years and older.

• Customer must deposit $50.00 to open this account.
• This account is an interest bearing account.
• A minimum balance of $1,000.00 or an average balance of $1,500.00 in this account alone, or a combined balance among the multiple accounts of $5,000.00, must be maintained in order to avoid a $5.00 monthly service charge.
• The service charge associated with this account will be waived for those 55 years of age and older.
• Customers are eligible for free Money Order Checks, Cashier’s Checks, and Traveler’s Checks.
• Customers qualify for free wallet style image checks.
• This account has unlimited check writing.

Health Savings Account

This account is for those interested in opening a cafeteria plan to assist with medical expenses.

• Customer must deposit $50.00 to open this account.
• This is an interest bearing account.
• There is no minimum balance to maintain.
• There are no service charges associated with this account.
• This account charges $2.50 for each charge back item.
• Consult with a tax advisor for eligibility requirements.

Personal Checking Accounts

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