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Loan Rates & Information
 

Home Equity Lines of Credit Rates effective as of August 23, 2011

TYPE OF LOANTERM% OVER INDEXAPR*
(as low as)
Home Equity Line of Credit-up to 65% LTV**Up to 180 monthsUp to Prime +2.00%7.00%
Mortgage LoansSee Loan Officer Rates Change Daily
Auto & RV LoansSee Loan Officer Rates Change Daily

* Annual Percentage Rate

BUSINESS LOANS: Prime Alliance Bank chooses not to quote business loan rates as pricing is subject to change depending on the nature of the loan and the borrower. Our experienced loan staff will be glad to meet with you and your business to discuss your loan needs and the different products that Prime Alliance Bank can offer.

FOR FIXED RATE LOANS:  Mortgage loan rates change daily and without notice. Your actual rate is based on your credit rating and other qualifications.  You will be provided the rate for which you qualify when your loan is approved. Please consult with a Loan Officer to discuss current rate options.

** FOR VARIABLE RATE LOANS: The ANNUAL PERCENTAGE RATE (APR) for existing balances and new advances will be determined by adding the amount shown above in the "% Above Index" column to the Index. The Index is the Wall Street Journal Prime rate (WSJ Prime). The rates are subject to change daily to reflect any change in the index. Any change in the APR will affect the amount payable on interest only loans. Loans with a fixed payment will have their final payments adjusted based on the increase or decrease of the APR.

MINIMUM MONTHLY PAYMENT: The minimum monthly payment for installment loans will be determined upon your loan applications approval. For interest only loans, the monthly payment will be the outstanding interest balance. A Balloon payment may result for all loan types, please consult your loan officer for specific details.


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FDICEqual Housing Lender
1868 S. 500 W.  Woods Cross, UT  84087 | (801) 296-2200