Personal Money Market Accounts

Prime Money Market Account

This is a higher interest bearing account with more flexibility than a certificate of deposit.

  • Customer must deposit $50.00 to open this account.
  • This is an interest bearing account.
  • These accounts can be either Personal or Business.
  • Customer must maintain a minimum balance of $1,000.00 to avoid a $10.00 monthly service charge.
  • Per Federal Regulation D, you are permitted or authorized to make no more than six transfers and withdrawals, per calendar month or statement cycle (or similiar period) of at least four weeks, to another account (including a transaction account) at this institution or to a third party by means of a preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties. There will be a service charge of $25.00 per transfer/withdrawal in excess of six limited transfers. If these limits are exceeded 3 times in a rolling 12 months, the account will be changed to a non money market account.

Open Account Online

Minimum BalanceRateAPY
Under $5,000 .10% .10%
$5,000 .15% .15%
$20,000 .25% .25%
$100,000 .40% .40%
$250,000 .50% .50%