Personal Savings Accounts

Personal Savings

This is a standard savings account designed for individuals

  • Customers must maintain a minimum balance of $25 to avoid a monthly service charge of $1.00
  • Customers are allowed 3 withdrawals a month, a service charge of $1.00 will be assessed for every withdrawal after 3

Open Account Online

Minimum to OpenInterest RateAPY
$25 .20% .20%

Achievers Savings

This account is designed for our young customers

  • This is an account for minors
  • No minimum balance requirement
  • Customers are allowed 3 withdrawals a month, a service charge of $1.00 will be assessed for every withdrawal after 3

Call Us to Open Account

Minimum to OpenInterest RateAPY
N/A .25% .25%

Individual Retirement Account (IRAs)

Are you unable to get a retirement plan at work? Then let Prime Alliance Bank help you invest in an Individual Retirement Account. An Individual Retirement Account, or IRA, is an investment account that allows the consumer to benefit from tax-deferred growth on their retirement funds each year. For eligible individuals, you may also be able to deduct your IRA contribution from your taxes.

Prime Alliance Bank offers IRA's in the form of Certificates of Deposit.

Call Us to Open Account

Term (in Months)Minimum BalanceRateAPY
6 $500 0.35% 0.35%
12 $500 0.50% 0.50%
18 $500 0.60% 0.60%
30 $500 1.00% 1.00%
60 $500 1.74% 1.75%

Health Savings Account

This account is for those interested in opening a cafeteria plan to assist with medical expenses

    • There is no minimum balance to maintain
    • There are no service charges associated with this account
    • This is an interest bearing account with a debit card for convenience
    • Consult with a tax advisor for eligibility requirements

Call Us to Open Account

Minimum to OpenInterest RateAPY
N/A 0.30% 0.30%

Compare Personal Savings Accounts

Account NameMinimum to OpenInterest RateAPYOpen Account
Personal Savings $25 .20% .20% Open Account Online
Achievers Savings N/A .25% .25% Call Us to Open Account
Individual Retirement Accounts (IRA) $500 .35-1.74% .35-1.75% Call Us to Open Account
Health Savings Account N/A .30% .30% Call Us to Open Account