Prime Alliance Bank

Personal Checking Accounts

Alliance Checking

This is our basic checking account

  • No minimum balance is required
  • Customers may withdraw 50 items per statement cycle
  • For each withdrawn item over 50, a service charge of $0.25 per item will be assessed

Open Account Online

Minimum to OpenInterest RateAPY
$50 N/A N/A

Online Interest Checking

This account is specifically designed for customers who want to manage their money online and are looking for a high return on their checking account. Features include:

  • No monthly maintenance fees or minimum balances!
  • Use any one of the 25,000 MoneyPass® ATMs in the U.S. for free
  • Deposit checks using our mobile app
  • Pay your bills online with the option to setup recurring payments
  • EMV chip debit card included with this account
  • Transactions requiring a branch employee will incur a $3 service charge

Open Account Online

BalanceRateAPY
$1 - $49,999 0.25% 0.25%
$50,000 - $99,999 0.80% 0.80%
$100,000 + 1.10% 1.11%

Premium Prime Checking with Interest

This is a special account with special incentives for those who have multiple products with Prime Alliance Bank and who maintain a high balance 

  • A minimum balance of $1,000 or an average balance of $1,500 in this account alone, or a combined balance among the multiple accounts of $5,000, must be maintained in order to avoid a $5.00 monthly service charge
  • The service charge associated with this account will be waived for those 55 years of age and older
  • Customers are eligible for free Cashier’s Checks
  • Customers qualify for free wallet style image checks
  • This account has unlimited check writing

Open Account Online

Minimum BalanceInterest RateAPY
Under $1,000 0.05% 0.05%
$1,000 0.05% 0.05%
$20,000 0.15% 0.15%
$100,000 0.20% 0.20%
$250,000 0.20% 0.20%

Compare Personal Checking Accounts

Account NameMinimum to OpenInterest RateAPYOpen Account
Alliance Checking $50 N/A N/A Open Account Online
Online Interest Checking $1 .25-1.10% .25-1.11% Open Account Online
Premium Prime Checking $50 .05-.20%  .05-.20% Open Account Online